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Ainsdale Village, Southport

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By Spencer Gordon, Jan 18 2016 04:15PM



The latest Rightmove house price index has revealed that new property coming to market has risen in price by 0.5% (+£1,509) - the second highest rise at this time of year since 2007.


First-time buyers are also seeing a 6.6% year-on-year increase in the number of fresh-to-the-market homes in their target sector of two bedrooms or fewer, the highest since 2007. Additionally, the monthly price increase in this sector is at a near standstill (+0.1%, +£209), attributed to a keenness to attract buy-to-let investors before the April tax deadline.


Miles Shipside, Rightmove director, commented: “Upwards price pressure remains, with the second-highest rise seen at this time of year for nine years. The early snapshot of home-hunter visits in the first week of 2016 is up by 21% on the same period last year to 27.8 million visits, showing demand is not letting up either. Encouragingly for first-time buyers there’s more fresh choice with more property coming to market in their target sector. With their asking prices pretty much the same as a month ago, perhaps the knock-on effects of the more punitive landlord tax regime have arrived early and they now face a dilemma over whether to buy now or wait to see if prices drop in this sector over the next few months.”


Adrian Whittaker, Sales Director, New Street Mortgages, commented: “Today’s figures from Rightmove show that house prices continued to rise over what is typically a quieter period, as a lack of supply coupled with rising demand squeezes the market.


With this imbalance between supply and demand, the speed of a mortgage application could make the difference between having an offer accepted and losing out to another buyer. This makes it is even more important than ever for advisers to choose a lender that has the right technology and processes in place to offer a service that meets the demands of this fast-paced environment.”


Jeremy Duncombe, Director, Legal & General Mortgage Club, added: “This monthly increase in house prices is unusual for this time of year, and we expect house price inflation to climb further over the course of the year. The lack of supply is making the market more competitive and an expected increase in demand in the coming months is likely to exacerbate this issue. The government and housebuilders must work together to address this problem by building more properties of the right size and in the right places to accommodate those looking to buy.


The government must also look to encourage more efficient use of current housing stock by helping more people to ‘rightsize’ through tax incentives and cuts in stamp duty. This two-tiered approach will help to reduce the current imbalance between supply and demand and make homeownership a more achievable goal for many.”


FREE 2016 Valuation - Call 01704 460160 or pop in to our Ainsdale Village office to book yours.


By Spencer Gordon, Jan 18 2016 02:26PM


Well, we have finally moved in! Our new office is ready for business, we are right in the middle of Ainsdale Village across the road from the Coop and neighbours of Broughs Butchers and the Computer Shop.


We technically moved during December when we got the keys and started the office refurb, but officially opened last week. Ainsdale Village is a delightful place to work and we intended moving here for quite a while, the shop became available and we jumped straight in!


Our marketing leaflets have started to go out, the second set are due at the end of January, please keep your eyes peeled. The window and wall displays are all in situ and are looking good.


If you are interested in selling or renting a property then please feel free to call in and discuss – the new heating system is installed, so it is lovely and warm in the office!


We are offering anyone a FREE 2016 valuation on their property, if you are wanting one of these then please get in touch – either 01704 460160 or pop in at Spencer Gordon 575 Liverpool Road, Ainsdale Village PR8 3LU.


Hopefully see you soon!


By Spencer Gordon, Oct 23 2015 10:12AM


Churchtown is a tranquil, historic village on the northern fringe of Southport and dates back to the Domesday Book. It's a designated conservation area with pretty thatched roof cottages that you'll notice as soon as you arrive. Once here, you can browse through the village's specialist shops and stop for a bite in its charming cafes and pubs. Join one of the Churchtown and Botanic Garden Walks to learn all about the village in times gone by as well as a chance to visit Churchtown's beautiful Botanic Gardens.


Birkdale village is home to several restaurants and bars as well as a number of independent retailers, including a bridal shop, fusion art photographer and the Birkdale Cheese Centre. The village is just a five minute drive from Southport town centre.


Banks is a large coastal village in North Meols, that lies four miles north-east of Southport. Banks is the largest of the villages in the parish of North Meols and is primarily an agricultural community, due to the excellent soil. It’s famous for its world-class tomatoes, salads and vegetables.


Marshside, formerly known as Marsh Side, was historically populated by fisherman and shrimpers. It is protected from the sea by a sea bank of household rubbish built in the 1960s, with the coastal road built on top. The enclosed marsh is now the RSPB Marshside Nature Reserve, part of the Ribble Regional Park Nature Reserve, one of the largest breeding grounds of wading birds in the UK and internationally recognised.


Ainsdale is an area of Southport in the borough of Sefton, Merseyside, England, situated three miles south of the centre of Southport. It makes up the southern edge of the town, bordering Formby. The village and roads leading to the beach are popular areas, with some new modern developments around the station.

Hillside is a residential suburb of the seaside town of Southport, Merseyside. The village is very closely connected with the village of Birkdale which is also classed as an upmarket suburb of Southport. Birkdale is a much older suburb featuring large Victorian houses, where Hillside is a more modern residential suburb.


By Spencer Gordon, Oct 8 2015 12:19PM


David Cameron will announce plans to make all new affordable homes built by property developers available to buy during his speech at the Conservative Party conference being held in Manchester today.


The government's 'affordable housing' programme will now include Starter Homes as well as properties for rent, and old rules requiring developers to provide a certain amount of affordable housing for rental purposes will be scrapped.


In May, the government announced plans to deliver 200,000 Starter Homes by the end of the decade, to be sold to first-time buyers under the age of 40 at 20% discount off the market price.


In his speech, Cameron will pledge a revolution "from generation rent to generation buy" in a bid to accelerate the building of discounted properties for first-time buyers and incentivise developers to build Starter Homes rather than rental properties.



He is expected to say: “Those old rules which said to developers: you can build on this site, but only if you build affordable homes for rent, we’re replacing them with new rules: you can build here, and those affordable homes can be available to buy.


For years politicians have been talking about building what they call affordable homes but the phrase was deceptive. It basically means ones that were only available for rent. What people want are homes they can actually own.


When a generation of hardworking men and women in their 20s and 30s are waking up each morning in their childhood bedrooms, that should be a wake-up call for all of us. We need a national crusade to get houses built. That means banks lending, government releasing land and, yes, planning being reformed.”


Luke Jooste, head of finance at Funding Circle, said: "All of the political parties have failed to address a major issue holding back housebuilding: a lack of finance for small developers, who are the bedrock of a healthy market. To meet demand, Britain needs to get finance to more small developers, whose market share has fallen from two-thirds in 1988 to just over a quarter in 2013. Large developers can only meet 50 to 60% of demand, yet smaller developers continue to struggle to access finance through high street banks due to capital requirements and legacy issues from the financial crisis. More needs to be done to make small developers aware of the alternative finance options available to them. Online marketplaces are able to deliver the same level of credit assessment in a matter of weeks rather than months."


By Spencer Gordon, Oct 6 2015 11:49AM

The latest Halifax house price index has found that house price growth dipped in September.


Prices in the three months to September were 8.6% higher than in the same three months a year earlier - lower than August’s 9.0%, but in line with the average so far this year.


House prices in the latest three months (July-September) were 2.0% higher than in the preceding three months (April-June). The quarterly rate of change fell from August’s 3.0%, to its lowest since May (2.1%) .


On a monthly basis, house prices fell by 0.9% between August and September following last month’s gain of 2.7%.


Separate research showed that there has been a 60% increase in the average price of a flat over the past ten years; significantly higher than the 38% rise for all residential properties. Detached homes (21%) and bungalows (28%) have recorded the smallest rises over the last decade.


Martin Ellis, Halifax housing economist, said: “Housing demand has been strengthening recently, underpinned by economic growth, rising real earnings and very low mortgage rates. Increasing demand is combining with very low supply to drive robust underlying house price growth. There is little reason to expect any fundamental shift in the key market drivers over the coming months.”


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